Robert Floris CFP, AMP
Lead Mortgage Agent
M08004919
905-574-9200 Ext. 215
The Best Part Of My Mortgage Career Is... The world, the mortgage industry and my mortgage career are all becoming more stressful. Perhaps it’s many reasons including the economy, the government, social values, social media, housing costs are [...]
Why Choose A Variable Rate? Alert Important To Read Dan had just bought his new home and was going to move his new wife and port his current variable rate to the new dwelling. At the time they asked why choose a variable rate? Thankfully, the [...]
Stress Test Rate Drops From 5.34% to 5.19% We have discussed many times in our blog regarding the stress test. What is the stress test? The stress test is a test that was imposed by the Canadian government in an effort to reduce the risk of [...]
Home Improvements That Are Bad Investments Many times over the years, our clients have asked us which home improvements added value to the prices of their home. At Robert Floris' Mortgage Architects office, we have discussed the renovations that are[...]
Best Mortgage Brokers In Burlington Having our office located on the East Hamilton Mountain, we often miss out on clients who are seeking the best mortgage brokers in Burlington. Fortunately, if someone searches for the best mortgage brokers in [...]
Get A Mortgage While Working Abroad We had a very nice couple approach us recently asking how to get a mortgage while working abroad. So they were Canadian citizens, but they resided overseas, teaching in China. Could they get a mortgage while [...]
Top 10 List Of Findings For Clients Seeking A Mortgage It was David Letterman who made a top 10 list a staple for his nightly show. At Robert Floris' Mortgage Architects office, we decided to have our own. In fairness, the list was provided by CMHC [...]
How Do Condo Fees Impact Mortgage Approvals? Many of our clients don't realize that they do not decide if they can afford a mortgage. The bank does. (Actually, the Government does!) They check a lot of details of your financial situation before they[...]
![THE SKY IS FALLING!!!!!! Not Really...But We Have An "e;Inverted Yield Curve"e;](https://i0.wp.com/www.robertfloris.com/wp-content/uploads/2019/06/inverted-yield-curve.png?resize=82%2C82&ssl=1&quality=100.3019012219370 "THE SKY IS FALLING!!!!!! Not Really...But We Have An "e;Inverted Yield Curve"e;")
Be Officially Warned: We Have An Inverted Yield Curve It was spring of 1989 and I was working as a mortgage representative at Montreal trust. For Robert Floris, things were great. My job was challenging, I was 26 and I still have my hair LOL. The [...]
Top 5 List Of Reasons To Switch Mortgage Lenders If your mortgage is maturing, chances are that you will know about it because your existing lender will start inundating you with mail and calls. This can start as early as 4 months prior to maturity.[...]