Robert Floris CFP, AMP
Mortgage Agent Level 2
M08004919
1-855-55-TRUST
mortgages@robertfloris.com
Sean Howard BSc, MSc
Mortgage Agent Level 2
M17001956
905-966-1453
info@buildequity.ca
How to Use the FHSA Loophole Before Closing – A Hidden Strategy for Hamilton Homebuyers If you're buying your first home in Hamilton, you've likely heard about the First Home Savings Account (FHSA)—Canada's newest tax-advantaged [...]
25-Year vs. 30-Year Amortization: Which One Saves You More in the Long Run? As a Hamilton mortgage broker, one of the most common questions we get from homebuyers is: “Should we choose a 30-year amortization to lower our payments, [...]
What Does a Hamilton Mortgage Broker Really Do? When people think of a mortgage broker, they often picture someone who shops around for the lowest interest rate. And while that's part of the job, a Hamilton mortgage broker does much[...]
Hamilton Real Estate Feels Stuck. Here’s Why — And What Buyers Should Know If you’ve been watching the Hamilton real estate market this spring, you’ve probably noticed a strange paradox: more homes are for sale, mortgage rates have [...]
Why Is the Median Age of First-Time Homebuyers Now 40? If you’re searching for a mortgage broker in Hamilton and wondering why so many Canadians are buying their first home later in life, the quick answer we’ve been emphasizing for years [...]
How Debt Affects Mental and Physical Health — And What Hamilton Mortgage Brokers Can Do to Help A True Story from Our Mortgage Office in Hamilton A young woman recently visited our Hamilton mortgage office to explore refinancing options.[...]
Should You Use Your TFSA to Pay Off Debt Before Buying a Home? If you're planning to sell your home and buy a new one — and you're carrying some unsecured debt — you're not alone in wondering whether you should dip into your TFSA to pay [...]
The Silver Lining of a Slow Real Estate Market: Opportunities for Homebuyers and Mortgage Holders in Hamilton It’s no secret that the Hamilton real estate market has slowed down in recent months. With lower home prices, increased [...]
When it comes to buying a new home, many homeowners in Hamilton may want to take advantage of their existing mortgage terms, especially if they have a favorable interest rate. One option to consider is "porting" your mortgage, which is the [...]
Hamilton Mortgage Brokers: Exciting Update on Insurable Mortgage Transfers! Are you considering transferring your mortgage to secure a better rate or improved terms? Great news! A recent policy change now makes it easier for homeowners in [...]