Robert Floris CFP, AMP
Lead Mortgage Agent
M08004919
1-855-55-TRUST
mortgages@robertfloris.com
Real Estate and Mortgage Trends for 2023: What You Need to Know Introduction As we delve into the world of real estate and mortgages in 2023, it's important to note the notable trends that differentiate this year from the past. In this [...]
Why Choosing an Alternative Mortgage May Be a Smart Move Introduction: When looking for a mortgage, many people turn to major banks such as Scotia and TD, assuming that these lenders will be their best option. However, in today's lending [...]
Are you a young adult in Hamilton struggling to buy a home? With the high cost of homes, low incomes, and high-interest rates, it's no surprise that many young Canadians are finding it difficult to purchase a home. As a mortgage broker in [...]
Mortgage Rate Increases Finished? Maybe. Either Way, Prepare! As a homeowner or a potential home buyer, you may be wondering whether the recent mortgage rate increases are here to stay or if they will decline in the coming months. [...]
Complex Mortgages Some people think that being a mortgage broker is just about getting banks to compete with each other to get the best mortgage rate. This implies that all mortgage brokers are pretty much equal and that it just depends which [...]
First Time Homebuyers: Still A Joy After one year of a depressing real estate market with lower home prices and higher mortgage rates, it still is possible for first time homebuyers to enter the home market. It is said that the new [...]
Why Private Mortgages Are Skyrocketing? It was the early 90s, mortgage rates were escalating, a recession was coming and you could eerily feel the change in the housing industry. Since last year the feelings are the same. It’s not a nice [...]
What Are The Advantages/Disadvantages Of Paying Your Home Off Let’s be clear, there is no exact answer. We are all different in personalities and goals. I guess the correct answer could be what helps you sleep better at night. Certain [...]
Why I should consider refinancing my mortgage As life gets harder in Canada, people choosing to refinance their current mortgages have thought of different reasons in the past year as to the traditional reasons in the past. We will cover the [...]
Why contact a mortgage broker when your mortgage matures? Your mortgage is maturing and the financial institution sends out the current mortgage rates. Your first reaction is ouch. These new rates and payments are much higher than what I am [...]