Robert Floris CFP, AMP
Mortgage Agent Level 2
M08004919
1-855-55-TRUST
mortgages@robertfloris.com
Sean Howard BSc, MSc
Mortgage Agent Level 2
M17001956
905-966-1453
info@buildequity.ca
Can You Get a Mortgage With Bad Credit? A Real Client Example Having bad credit doesn't necessarily mean you can't get a mortgage. It may mean that you won't qualify for the lowest mortgage rates available from a bank or other prime lender [...]
Survey Of Realtor Thoughts Question: what is the minimum turnaround you expect for a financing condition? Answer: Question: what top 3 qualities you rank most important in a mortgage agent, in order of priority (most to least)? [...]
Fixed Mortgage Rates Are Rising — Don’t Panic, Prepare Fixed mortgage rates have been moving higher again. That may seem confusing if you’ve been following the Bank of Canada. The Bank has not increased its policy rate, and prime remains [...]
Could Your Home Equity Reduce Your Monthly Debt Payments? For many homeowners, the problem isn't necessarily how much they earn — it's how much of their income is being consumed by monthly debt payments. A debt consolidation mortgage may allow [...]
Mortgage Affordability: How Much Can You Really Afford? Mortgage affordability should consider your lifestyle and future expenses—not simply the maximum amount you qualify for. When people start thinking about buying a home, mortgage [...]
Mortgage Brokers in Hamilton: What Every Homeowner Should Know Before Renewing If you're looking for Mortgage Brokers in Hamilton, your upcoming mortgage renewal deserves more attention than ever. Many homeowners became accustomed to [...]
First-Time Home Buyer Programs Every Hamilton Buyer Should Know About After several years of rapidly rising home prices, many Hamilton buyers are finally seeing more opportunities enter the market. While affordability remains a challenge, [...]
A Reflection from One of Your Hamilton Mortgage Brokers Despite today's affordability challenges, Canada remains one of the best places in the world to build a future. Happy Canada Day from Robert Floris & Sean Howard. Every day, we help [...]
Importance of Life Insurance: A Story I'll Never Forget The Importance of life insurance: helps protect the people who depend on you when life takes an unexpected turn. Buying a home is one of the biggest financial decisions most people will ever [...]
Young Canadians Home Ownership Crisis: Why First-Time Buyers Are Frustrated Many younger Canadians are struggling to qualify for homes despite stable incomes and steady employment. The young Canadians home ownership crisis is becoming one of the [...]